diff --git a/backend/app/api/treasury.py b/backend/app/api/treasury.py
index bd7d9eff..cc6c2410 100644
--- a/backend/app/api/treasury.py
+++ b/backend/app/api/treasury.py
@@ -159,8 +159,7 @@ def _eval_np001(db, entity_id, payment, rule) -> dict:
             budget_value, scope = bp.budget_value, f"kpi:{bp.kpi_id}@{period}"
     this_amt = _r(payment.amount)
     if budget_value is None:
-        return {"rule_code": "NP-001", "verdict": ("blocked" if severity == "block" else severity),
-                "severity": severity,
+        return {"rule_code": "NP-001", "verdict": "warn", "severity": severity,
                 "detail": _hit_detail("NP-001", rule.rule_version, "none", None, this_amt,
                                       (params.get("unmatched") or "specify_budget_flow")
                                       + "（未匹配到预算：走指定/补录预算流程并留痕，不直接卡死）")}